Personal approach
Guarantee of confidentiality
Credit Manager support
Flexible interest rate system
How to apply for the product
1
Call the number
+7 495 543-99-77
2
Qualified specialist
to answer all your questions
Loans for business
Loan amount: up to 200,000,000 rubles
- Revolving credit line
- Non-revolving credit line
- One-time issue
Overdraft
The amount of the overdraft limit is determined based on the average monthly turnover of the company according to the statements for the last 6 months*.
- Within the established limit
- In the absence or insufficiency of funds
- For payment of settlement documents (payments)
*opening the limit is possible when providing statements from other banks.
Conditions and requirements
Requirements for the borrower
Borrower: a legal entity, an individual entrepreneur, or an individual who is the founder of a business
Permanent registration of the borrower within 150 km from the bank branch
The break-even business period (according to management reports) is at least 12 months
The age of the business owner(s) is from 25 to 60 years
No negative credit history
Absence of claims and sanctions from tax and other authorities
The lack of a file of unpaid documents for bank accounts
Permanent registration of the borrower within 150 km from the bank branch
The break-even business period (according to management reports) is at least 12 months
The age of the business owner(s) is from 25 to 60 years
No negative credit history
Absence of claims and sanctions from tax and other authorities
The lack of a file of unpaid documents for bank accounts
Collateral
- Realty
- Motor transport
- Equipment
- Guarantee of business owners
- Guarantee of other companies
- Deposit from 3 persons is possible
Forms of lending
- Revolving credit line
- Non-revolving credit line
- One-time issue
We do not lend to businesses with the following types of activities
- Agriculture and animal husbandry
- Operations on the stock and money markets
- Gambling business
- Mass media, with the exception of publishing organizations
- Manufacture or trade of weapons and military equipment
- Production or trade of radioactive materials
- Manufacture of pharmaceutical products that are prohibited or discontinued in accordance with international standards
- Production or trade of pesticides/herbicides that are prohibited or discontinued in accordance with international standards
- Production or trade of ozone-depleting chemical components that are discontinued in accordance with international standards
Grace period (106-FZ)
Granting a grace period (within the framework of 106-FZ)
Dear customers!
In accordance with Article 7 of Federal Law No. 106-FZ of April 03, 2020
A borrower belonging to small and medium-sized businesses operating in industries [1] defined by the Government of the Russian Federation, who has concluded a loan agreement with the Bank before March 1, 2022, has the right at any time during the term of such agreement,
but no later than September 30, 2022,
to apply to the Bank with a request to amend it. conditions providing for the suspension of the borrower's performance of its obligations for a period determined by the borrower (hereinafter referred to as the Grace Period), or a reduction in the amount of payments during the Grace Period.
Borrowers have the right to reapply to the Bank with a request for a Grace Period if they previously applied for a grace period before September 30, 2020.
The grace period is provided by the Bank for the period specified in the borrower's request, which may not exceed 6 (six) months.
After the Grace Period is established, the amount of interest, penalties (fines, penalties) for non-fulfillment or improper fulfillment by the borrower of obligations to repay the loan and (or) pay interest on the loan amount not paid by the borrower before the Grace Period is established is fixed and paid after the end of the Grace Period.
If, by any parameters, the borrower does not fall within the scope of Article 7 of Federal Law No. 106-FZ, we inform you about the possibility of contacting the Bank in order to consider alternative ways to restructure the loan.
In order to obtain additional information about granting a Grace Period or alternative ways to restructure a loan, we recommend contacting your manager at the branch of the Bank where you are serviced, or by phone.:+7 (495) 543-99-77/email: sme.contact@crediteurope.ru
[1] The list of industries defined by the Government of the Russian Federation
Dear customers!
In accordance with Article 7 of Federal Law No. 106-FZ of April 03, 2020
A borrower belonging to small and medium-sized businesses operating in industries [1] defined by the Government of the Russian Federation, who has concluded a loan agreement with the Bank before March 1, 2022, has the right at any time during the term of such agreement,
but no later than September 30, 2022,
to apply to the Bank with a request to amend it. conditions providing for the suspension of the borrower's performance of its obligations for a period determined by the borrower (hereinafter referred to as the Grace Period), or a reduction in the amount of payments during the Grace Period.
Borrowers have the right to reapply to the Bank with a request for a Grace Period if they previously applied for a grace period before September 30, 2020.
The grace period is provided by the Bank for the period specified in the borrower's request, which may not exceed 6 (six) months.
After the Grace Period is established, the amount of interest, penalties (fines, penalties) for non-fulfillment or improper fulfillment by the borrower of obligations to repay the loan and (or) pay interest on the loan amount not paid by the borrower before the Grace Period is established is fixed and paid after the end of the Grace Period.
If, by any parameters, the borrower does not fall within the scope of Article 7 of Federal Law No. 106-FZ, we inform you about the possibility of contacting the Bank in order to consider alternative ways to restructure the loan.
In order to obtain additional information about granting a Grace Period or alternative ways to restructure a loan, we recommend contacting your manager at the branch of the Bank where you are serviced, or by phone.:+7 (495) 543-99-77/email: sme.contact@crediteurope.ru
[1] The list of industries defined by the Government of the Russian Federation